Apply for Financing

Are you dreaming of owning a Jeep for your Auburn adventures or cruising around town? Understanding the financing process before jumping in makes getting the right deal way easier. This guide simplifies the Jeep purchase process, from picking your ideal model to securing good financing rates and completing the application. Ready to make your dream Jeep a reality? You’re in the right place.

Explore Our Range of Jeep Models Available for Financing in Auburn, California

Whether you’re looking for a tough SUV built for off-road adventures or a spacious ride for the whole family, our dealership in Auburn, California, is sure to have a great fit. At Auburn Chrysler Dodge Jeep Ram (CDJR), we have an extensive inventory with a range of models to appeal to many different drivers.

Jeep Compass

The Compass is Jeep’s compact SUV, which blends the brand’s reputable off-road capability with everyday capability. It boasts a sleek design, optional four-wheel drive (4WD) systems, and the intuitive Uconnect infotainment system. The Compass is available in a variety of trims, including the rugged terrain champion Trailhawk.

Jeep Wrangler

The Wrangler is an iconic Jeep SUV that’s perfect for Auburn’s diverse climate and terrain. It allows for open-air driving with a removable top and removable doors to help you make the most of beautiful spring and fall days in the Sierra foothills. Beyond that, it boasts trail-rated performance with rugged suspension and true 4WD capability. With numerous trim level options available, including the Rubicon, Sahara, and even a plug-in hybrid 4xe for eco-conscious drivers, you’re sure to find the perfect fit.

Jeep Grand Cherokee

Like the Wrangler, the Grand Cherokee is an off-road capable SUV, but many buyers find it to be a more refined version because of its focus on power and comfort. The Grand Cherokee features a range of powertrains, including a V-6, V-8, and a plug-in hybrid version, the 4xe. It’s also available in either two-row or three-row configurations, making it the perfect Jeep SUV for families.

Jeep Gladiator

While Jeep mostly sells SUVs, the brand does offer one pickup truck, the Gladiator. In true Jeep fashion, the Gladiator offers open-air driving, strong towing capacity, and impressive off-road capability. It features 4WD as standard and can tow up to 7,700 pounds — tying with only two other midsize pickups for the best towing capacity in that class. It’s also available in a variety of trims, including off-road-focused options such as the Mojave and the Rubicon.

Jeep Wagoneer

Jeep’s lineup offers two full-size SUVs: the Wagoneer and Grand Wagoneer. These family-focused models boast spacious interiors, each accommodating up to eight passengers, along with an impressive towing capacity of up to approximately 10,000 pounds. The Wagoneer focuses on comfort and capability, while the Grand Wagoneer sprinkles in high-end touches such as massaging seats, real wood trim, and a McIntosh audio system.

Why Finance Your Jeep at Auburn CDJR?

Financing your Jeep with us gets you competitive rates, personalized service, and exclusive dealership perks. Here’s everything you get to enjoy, whether you’re trading in or a first-time buyer:

  • Local dealership benefits: Enjoy one-on-one support with a team that understands your needs. We offer fast turnaround times, reliable service, and personalized financing options.
  • Special offers and incentives: We frequently offer limited-time promotions, including cash rebates, low APR rates, and loyalty programs. These can help reduce the overall cost of your purchase.
  • Convenient online application process: There’s no need for an in-person visit unless that’s your preference. You can easily apply for financing online — that way, you’ll have a clear understanding of your options by the time you come in to test-drive your chosen model and complete the purchasing process.
  • Certified preowned (CPO) financing: If you’d rather purchase used, check out our budget-friendly CPO Jeeps. You’ll still get competitive financing, plus the peace of mind that comes with their inspection guarantees and solid warranty coverage.

Step-By-Step Guide to Applying for Jeep Financing

Applying for Jeep financing with us is a straightforward process that we aim to make as easy as possible.  First, start with a little research — look for the Jeep vehicle that fits your budget and needs. You might want to consider financing incentives, size, fuel efficiency, convenience and tech features, and performance capabilities.

Once you’ve chosen your ideal model, gather any required documents for the financing application, such as your driver’s license and proof of income. Having everything organized and ready to go helps speed up the approval process.

Next, it’s time to fill out the financing application, which you can do online or in person. The application normally requests your financial, personal, and employment information. Upon submission, we’ll review the documents and your credit profile. If we approve your application, we’ll provide you with the financing terms, which you can accept or negotiate before completing your purchase.

Tips for Securing the Best Jeep Financing Deal

There are multiple ways of saving when buying your Jeep besides negotiating the sticker price. Here are a few practical tips to avoid overpaying:

  • Improve your credit score before applying: Most lenders use your credit score to determine your loan eligibility and interest rate. Paying down your debts and checking for credit report errors can get you better financing options.
  • Negotiate interest rates and terms: Never be afraid to compare offers to make sure you get the best terms. Even a slight interest rate drop can add up over time to save you significant money in the long term.
  • Utilize online payment calculators: Online calculators can help you total your loan costs and estimate monthly payments to help you set a realistic budget.
  • Consider a larger down payment: Making a larger down payment upfront can help reduce your total loan amount and potentially lower your interest rate.
  • Trade in your current car: If you’re ready to say goodbye to your old car, trade it in to apply its value to your new purchase.

Jeep Financing FAQ

Here are some answers to the most common concerns our customers have.

Can I Finance a CPO Jeep?

Yes, CPO Jeeps are eligible for financing. Our CPO vehicles go through a detailed, rigorous inspection process, and they come with extended warranty coverage.

How Long Does the Financing Process Take?

You could receive your financing decision in just one day, thanks to our fast in-house processing and online preapproval tools. However, if your application is missing documents or requires additional verification, it may be delayed.

Apply for Jeep Financing With Auburn CDJR

Ready to get into your new or pre-owned Jeep? Contact us today to get started, or stop by to visit us in person. We’re excited to help you find your dream Jeep, get the best financing deal, and answer any questions you have.